The Companies Opening up their FinTech APIs [News]


Jaxenter fintech market data cloudAttention all FinTech developers: there are a host of open FinTech APIs out there ready to be utilised in your next big project. We run down the list of APIs you should be adding to your virtual toolbox.

The FinTech startup scene is booming and it’s no surprise that a bevy of developers want to get in on the action. This boom has been recognised by a host of providers who have opened up their API stocks to allow for greater adoption and implementation. In the lead up to JAX Finance, we take a look at the providers giving the FinTech industry a whole lotta love.

Xignite is a market data cloud solutions provider that offer FinTech APIs with real-time reference data across all asset classes. Xignite was an early pioneer for REST-based APIs for real-time, reference and historical financial market data, who currently boast more than 1,000 firms embedding its APIs in thousands of websites, mobile applications and enterprise software. The Xignite Market Data Cloud fulfills more than 25 billion requests per month.

Software Development Kits (SDKs)
The Xignite .NET and Java SDKs include all classes, enumerations and inline documentation for all Xignite APIs. There is no setup required and the SDKs include several useful features:

  • Simplified authentication
  • In-line access to API documentation via IntelliSense
  • Xignite API integration in three lines of code or less
  • Support for asynchronous calls via async
  • Configurable API token and time-out values provided by app.config

Free Stock Symbol TypeAhead API
In April 2014, free TypeAhead functionality was introduced that simplifies mobile and web applications development with auto-completion for currency and metal stock symbols. The API provides matching stock symbols and company names in a dropdown menu as user types characters in a field. The dropdown interactively refines the list as a user types additional characters, and supports multiple stock symbologies popular in the finance industry. Integrating Xignite’s TypeAhead feature with a mobile app or web site will only require a few lines of code.

Other than being one of the biggest global payments companies whose network processes more than 23 billion transactions a year, MasterCard offers a Developer Zone that includes their API Showcase: an open resource for FinTech developers to help build innovative applications.

Each API offered has the listed documentation required, as well as an FAQ list and supporting blog for most cases. The FinTech APIs are separated into categories spanning Payments, Security and Data Services to make it easy to navigate the showcase, as well as providing information about the companies currently implementing the APIs.

MoneySend™ API
The MasterCard MoneySend™ API allows the transfer of money between persons, businesses or governments, domestically and cross-border, through multiple access channels and via four MoneySend API services. The Transfer service is the core API used to transfer funds to a MasterCard card account. Card Eligibility, Card Mapping and Sanction Screening Service are processes that boost the transfer service by validating the card account and processing transactions using an alias, such as a user’s email or password, to provide privacy for the recipient and try to reduce the PCI burden for the developer.

MasterCard Location Services API
The Location Services API offers accurate data about local payment availability, with MasterCard’s App LaunchPad offering a complete sample of an app that merges ATM location data to a map for display on a mobile device. You are provided with sample code for HTML5, iOS and Android clients, each of which connect to an app server; the app server is configured to connect to the sandbox version of the MasterCard Locations API to display functionality.

Fidor Bank: fidorOS
Fidor combines a full banking license with its own technology and open banking APIs. fidorOS is designed to work with an existing core banking system and thanks to its modular design, is expandable beyond traditional banking services. The banking platform is a middleware that provides support for social trading and lending, virtual currencies and emergency loans without being tied to any legacy code. The platform is built on Ruby/Ruby on Rails, MySQL and is multi-language, multi-country, multi-currency and multi-CBS.

Fidor API Browser
To gain access to the FinTech APIs and create your first application, a developer must visit the Application Manager page, login with their banking credentials and accept the developer agreement. After that, developers can create as many applications as they like. In order to begin, Fidor Starter Kits have been created to allow for immediate API adoption. By creating an app in the Application Manager, you are connected with ready-to-go configured example apps. The following programming languages and frameworks are supported:

  • Ruby/Sinatra
  • PHP (plain)
  • Java/Servlet
  • Node.js
  • Go

The Starter Kits are available as a Ruby Gem on GitHub.

Are there any FinTech developers out there who want to share their knowledge and resources or add to this list? Let us know in the comments.



In the foreign metal market and the world of international rates, currencies play the crucial role of acting as the medium of exchange in the transactions that take place.

Currencies like the United States dollar, the Euro, or the British Pound are commonly used around the world in order to get a metal rate. Some companies that offer precious metal live and historical rates have exposed their APIs (Application Programming Interfaces) to allow developers to integrate current and historical metal rates, currency conversion, or other capabilities into their applications.

In order to know about precious metals live and historical rates, there’s a lot of APIs available online, and if you want to try one, Barchart is going to be one of your first options. But if you take a look at what else is in the market, you’ll find alternatives so many great alternatives:

Xignite Market Data Cloud Platform

Xignite Market Data as a Service was one of the first market data services built to run in AWS and they are one of the few vendors that is an AWS Advanced Technology Partner with a Financial Services Competency.

With more than a decade of cloud expertise in building, scaling and operating cloud-based market data technology, it is no surprise that leading financial services and capital markets firms rely on this company to empower their journey to the cloud. Their Metals API Service offers real-time prices and quotes for metals including Gold, Silver, Palladium, Platinum and other base metals. In addition to real-time precious metals prices, the service provides daily London Fixing prices as well as historical precious metal prices and metal news. 

Xignite Cloud APIs are sourced from leading providers such as FactSet and Morningstar as well as Xignite’s own curated, high-quality data.

Read the article Top 3 Alternatives for Barchart Precious Metals Rates


Each year, Bobsguide asks the market to vote for fintech companies they believe stand out from the competition – those who have gone the extra mile in terms of development and servicing their clients. Xignite is proud to be listed as the "Best API Management" vendor on the Bobsguide 2020 Rankings.

Read article on Bobsguide


Web services data provider Xignite captured the AFTAs judges’ attention on the infrastructure front with its release of Xignite Enterprise Microservices in July 2020, a suite of cloud-based microservices for data management, storage and distribution in the cloud, designed to help financial firms migrate from monolithic legacy data architectures to more agile and less expensive cloud services and data sources.

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Xignite, Inc., a provider of market data distribution and management solutions for financial services and technology companies, today revealed the results of its collaboration with StockCharts, a leading technical analysis and financial charting platform for online retail investors. The collaboration involved a move from an on-premise market data provider to Xignite’s cloud-native technology hosted in Amazon Web Services (AWS). Download the case study containing the full results.

StockCharts requires vast quantities of financial data to power its visualization, charting and tracking tools, which investors use to analyze the markets to help with investment decisions. The company was frustrated by the limits of its on-premise market data center, which was forcing the team to make architectural decisions based on what its data center could handle in terms of speed and storage, not on their technology. Its previous market data provider was just starting to build out some cloud offerings, but they were far away from what the business required. StockCharts decided to migrate its infrastructure to the AWS cloud and partner with Xignite to gain access to endlessly scalable market and financial data delivered through innovative cloud APIs.

The collaboration made an immediate impact as StockCharts was able to expand its offerings and customer base by pursuing growth strategies enabled by Xignite’s cloud-based approach, which provides easy access to data and eliminates architectural limits on storage and speed.

The pandemic provided further validation. Seattle-based StockCharts was in one of the first areas hit by COVID-19 and was forced to quickly shut down its office. Pandemic-driven market volatility followed and StockCharts customers wanted to visualize what was happening. The company’s ability to scale quickly and accommodate a high volume of new requests would not have been possible without Xignite.

“The move to the AWS cloud and Xignite has unlocked tremendous new potential for us in a lot of architectural ways, and has given us a lot of data options that we could not even consider before,” said Grayson Roze, Vice President of Operations at StockCharts. “It relieved us of the burden of figuring out how to source things. Instead, we know exactly where we need to go to get the data and can access it instantly. That is a huge, huge benefit for our business.”

“We are proud to have played a role in transforming how StockCharts approaches data,” said Stephane Dubois, CEO and Founder of Xignite. “The events of this year unleashed a massive spike in retail trading and a host of other unexpected forces that reinforced the need for financial services firms to leverage the cloud. Despite the disruption of this year, StockCharts was positioned for success, and we look forward to continuing to deliver our financial and market data solutions to the industry at large.”


Xignite has been disrupting the financial and market data industry from its Silicon Valley headquarters since 2006 when it introduced the first commercial REST API. Since then, Xignite has been continually refining its technology to help fintech and financial institutions get the most value from their data. Today, more than 700 clients access over 500 cloud-native APIs and leverage a suite of specialized microservices-delivered modules to build efficient and cost-effective enterprise data management solutions. Visit or follow on Twitter @xignite